Bad Credit History


Are you in urgent need of money? Maybe you have some bad experience in your past and have a bad credit history, it doesn’t mean that you don’t deserve another chance. We can provide you cash advance loans for bad credit, bad credit loans nz, bad credit personal loans nz.

Our loan process is completely confidential. We provide the best service experience to customers, we handle all the Loan application process electronically, to know about our loan application process click here.

Simple Cash can provide payday loans and cash loans for those people who  also have a bad credit record. However you are not eligible for a free loan offer, but you can still begin with a small loan and increase your loan amount over time if you repay back each loan. If you continue to repay your loan on time, we may even treat you internally as if you had a clean credit history. We have the sole deicision and right on this matter.

We provide cash loans and payday loans at ultra-fast speed. For applying a loan you don’t have to go anywhere. You can send us an application either via smartphone or internet (for first time customers), or via text message (for existing customers). Customers with bad credit just have to send two extra documents to us:

  • One month’s bank statement that shows your name, address and bank account number.

(No Employer Contact)(Zero Interest & No Fees on Your First Loan for a good credit holder only)

Only One Document Required:

Instant Bank Account Verification:

Now, we can offer a simple and instant solution for bank account verification - just upload a Bank Statement!  The benefit for you is nor more faxing, no more  digging through bank statements, no more wasted  time waiting for your loan. Ferratum Instant Bank Account Verification delivers your cash faster and more securely than ever. Enjoy the expereince of our amazing loan process speed!!

We will send you a link to a VeriSign secured login page, where you can automatically upload a copy of a bank statement in seconds. Then, we can process your loan application immediately.

Bank Level Security & Read Only Information:

Our online service uses bank-level security and the information received is read only. No one is able to move money using this service.

Other options to send it:

Of course, another choice is to forward the bank statement, showing your name, current address and bank account number.

Additional fees charged for  a bad credit loan
Pursuant to the agreed Terms and Conditions, an approved bad credit loan shall be additionally charged an extra establishment fee of $20 and the same day cleared fund fee of $10 and the Bank-in & Bank-out fee of $10.  A new customer with a bad credit record is NOT eligible for a free Pay Day Loan  & Cash Loan offer that you can see frequently in the Loan Calculator. Please make it sure before you apply for your first loan.
We strongly recommend you to visit our Responsible Lending Page, use our bad credit loans service responsibly and only apply for what you can repay on the agreed due date.
If you have consistent trouble at making payments towards your general expenses, we strongly advise to visit the below websites first as they provide their services for FREE: