Up to $1,000 cash in as fast as 4 minutes!

Slide the bar to choose the loan amount

Click here to select your available repayment date
Due Date //
Total amount repayable
Don`t worry! No fees & No Interest on your first loan! Give it a go!


Simple cash loans application

Unsecured Same Day Instant Quick Easy Fast Cash Payday Advance Loans Online in New Zealand

Applying for an instant quick fast payday advance online? Or same day quick fast cash loans online? Or instant quick fast payday loans online? Or an easy simple quick fast cash advance online?

If you would like to receive a call back from our customer support,
feel free to fill in the empty fields and you will be contacted shortly.

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No Fees!
No Interest on Your Fast Quick Instant Unsecured First Loan!

Personal Loans Online or via TXT?

Simple Cash offers fast quick instant  cash loans which are unsecured personal loans online up to $1,000 that is repayable over a period between 7 to 45 days.

Our Loan application process is very simple as returning customers can apply via TXT from a mobile phone or online, making the quick instant unsecured loan application fast without any paperwork.

If you are a new customer, please first visit How To Apply and FAQ

Experience Our Free Loan 0%*

Simple Cash Loans NZ- more than money to everyone. Get fast & easy cash payday advance loans from the Simple Cash loans online specialist in New Zealand.

Why Simple Cash?
1) Get quick and instant cash in as fast as 4 minutes.
2) Same day cleared fund to your bank account.
3) Serving 1.5 million customers.
4) Operating in 20 countries
5) Re-Apply for your cash payday advance loans NZ online & via TXT- even faster than your first cash loan.
6) You can find out more about Simple Cash Loans Online by visiting our loan products.

*For No Fees & No Interest on your first loan, your must have a good credit record. A bad credit record holder is not eligible for a free loan.

Amazing Payday Advance Loan Process Speed!

Refer your friends to us!

After becoming our cash payday advance loans customer, you can win the prizes up to $2,000 by referring your friends and colleagues for fast payday advance loans.

After receiving your cash advance amount into your nominated bank account, you can visit MY Page to access your own referral statistics, using your mobile phone number and dedicated PIN. At any time you can redeem your rewards.

Apply for cash advance loans with Simple Cash, refer your friend and be a winner.

*Terms and Conditions apply. Offer is for a limited time only.


"My bank, which I have belonged to for over 20 years, charges $50 to extend my credit $100 for less than 7 days. Far too much! I believe your service is a lot fairer than that and will certainly use it over the one offered by my bank."


"Once again, you deliver with your excellent service and speed. New Zealand companies could learn a lot of Ferratum especially regarding Customer Service."


"I am very happy with your service and the speed I was able to access the funds. No long winding forms or lengthy processes. Thank you once again for helping me out when I needed it."